Office for the Public Sector


Salary Sacrifice

Salary Sacrifice operates within Federal tax provisions.  Salary Sacrifice allows employees to enter into an agreement (with their employer) to arrange their income as a mixture of salary and benefits. In individual circumstances and subject to specific taxation provisions these arrangements may increase an employee’s after tax remuneration at no additional cost to their employer.

The South Australian Government allows public sector employees to access salary sacrifice through the South Australian Government Salary Sacrifice Arrangements (“SAGSSA”).

SAGSSA acts as an “employer of choice” initiative.

Salary Sacrifice Information for Employees

SAGSSA offers every public sector employee the option to access salary sacrifice.   The decision to salary sacrifice is solely for each employee.  Employees are responsible for their own financial advice when considering salary sacrifice.

Maxxia has been appointed as the provider of salary sacrifice services under the SAGSSA Principal Agreement.

Maxxia provide information to employees about the salary sacrifice arrangements available to employees under SAGSSA.   Employees access information through:

  • Maxxia’s SA Government website
  • Phone inquiries – 1300 123 123
  • Email inquiries –
  • Face to face inquiries – including at Maxxia’s SA office Ground Floor 45 Pirie Street Adelaide 5000

Salary Sacrifice Information for Agencies

The Commissioner for Public Sector Employment has issued Guidelines to assist Agencies with the operation of SAGSSA.

Please see the Guideline attached below.

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